My name is Fred Hodgins and my wife, Shirley, and I would like to welcome you to my personal website. We have been married for 28 years and have lived over 20 of those years on a 100-acre crop farm in Southwestern Ontario. 
We are passionate about our Family and Truth. We have two now-grown daughters, Kaitlynn (who recently wed Aaron Bonin) and Sara, who recently graduated from the University of Western Ontario. Our early years were filled with struggles, challenges, and heartache (including losing our sons at birth, in 1988 and 1992) and we continue to count each day a blessing.
For the past 30 years, I have had a great career which has been good to us and at which I do well. Shirley has an MSW (Masters of Social Work) degree, but we made the decision 21 years ago that she would stay home, at first to be with our children and later to look after our various businesses.
Even though I have been satisfied with my career, something inside me always strived for more: more truth, more security, more freedom, new and various experiences, and challenges. I guess I wanted to live a full life and leave a legacy for future generations beyond myself. Through the years, I have taken opportunities to own and operate various businesses as they presented themselves. This has included owning a franchise, traditional business, maintaining our farm, various real estate projects, traditional investing, and Network Distribution. As a result of my experience, I have developed several guideposts to help people discern, evaluate and judge any business.
Our involvement in MLM started in the mid 1990s. The concept just made sense, and I thought it was going to be a snap. Fortunately, the early years were filled with struggles, challenges, and heartache; this led to skill development, perseverance, learning, friends, great times, travel and a list too long for this bio.
Through all of this, (including raising a family and balancing time) I had various levels of success in these business enterprises yet I found the bigger they became, there still was no real extra “take home” income. I asked “WHY?” I found that the common denominator in all ventures is “money:” we work for it, save it, spend it, invest it, give it, and try and make it work for us, but many of us seem to come up short most of the time.

Around the turn of the millennium, I set upon a quest to really understand money: where it comes from, and how and why we use it. This in-depth study of currency and currency-creation positioned me to understand macro economics at a whole new level. If you do not know the truth about money, you will believe a lie about money and there are multiple lies.
One thing that became apparent is to me that people need to diversify and become productive from home. First, we have to do this and then we have to empower others to do the same. In a nutshell, we need to learn and to apply truthful leverage in all our daily activities.
It is because of this quest that we personally are debt free and have not been affected by the “global meltdown” or more importantly, the “personal meltdown” people are experiencing. I am passionate about helping others to become debt free and have full productive lives.

I look forward to bringing value into your life. Feel free to contact me at fredhodgins@gmail.com or call me at 519-384-2822.